I acknowledge that I am client/passenger paying for the trip and am authorized to sign on behalf of all travelling companions, to decline travel Insurance for any/all of the above passengers, a waiver is required. Refunds are not issued for bookings resulting from and act of god - natural disaster or an event of Force Majeure. Tropical Dreams Travel strongly recommends that you purchase Emergency Medical, Trip Cancellation or Trip Interruption, during these uncertain times, to provide you with security and protection for your holiday. Manulife Travel insurance must be purchased with 72 hours of booking to be valid. Insurance will not become effective until purchased and policy number issued. Neither you nor others listed on this Form shall have any claim against Tropical Dreams Travel by reason of you or others listed on this form, failing to purchase travel insurance or because you failed to advise others listed on the Form to purchase travel insurance. Insurance is non-refundable.