"If DECLINING: note that you may be able to purchase limited coverage up to 72 hours prior to travel. Ask your agent for restrictive details. Away U Go Vacations will not be held liable for any financial losses incurred from failure to purchase travel insurance coverage. Insurance Premiums are always non-refundable.
I agree that should I cancel and didn’t purchase trip protection, depending on tour operator’s cancellation policy all money paid may be forfeited, additional cancellation penalties may also apply, your trip won't be cancelled until penalties are paid.