Travel Insurance: As Travel Professional, we feel it is our responsibility to recommend travel insurance to protect your investment. A travel insurance quote will be emailed to all clients after you secure your vacatition package with a deposit. All insurance must be purchased at time of booking in order to receive maximum benefits and any reduced rates. After booking, if you choose to purchase travel insurance, you may pay higher premiums or be offered reduced coverage. These are not terms of Vicki’s Travel Designs, but terms directly of any insurance companies we may purchase through.