BHDW & BV encourages the purchase of Travel Protection Insurance. Travel Insurance can help minimize the monetary loss incurred due to unforeseen events such as: cancellation, missed connections, baggage loss, trip delay, and especially medical emergencies. Travelers who opt out of insurance coverage will be asked to sign a waiver indicating that they decline coverage. This waiver must be received by BHDW & BV before the reservation can be completed. If you do not purchase travel insurance, there are no refunds of any kind, including deposits. Travel insurance costs are generally non-refundable after purchase. BHDW & BV is not responsible for the services and policies imposed by Travel Insurance partners.