By submitting, you certify that you are the cardholder and are authorizing Travel & Luxury Vacations, LLC to charge your credit card directly to the specific Tour Operator/Supplier/Cruise Line. You certify that you have verified that all information contained in the confirmation you received is accurate. You also certify you have read the Terms & Conditions. Cancellation penalties may apply. This charge will be manually applied by the agency to your reservation. If there are any issues, an agent will contact you. PLEASE NOTE~An insurance option has been offered in your vacation reservation. It is the responsibility of the traveler to review the policy.